UAE banks ask for comfort that the numbers behind a facility still hold. We issue certificates and agreed-upon procedures scoped to the facility letter — turnover, receivables, related parties — not a second full statutory opinion nobody requested. This desk has run from Office 512 since 2024.
Scoped to the letter
Send the facility letter or the credit-review email. We map each figure the bank named to a procedure. If the bank named a format, we follow it. If it did not, we issue a report a credit team can file, on a letterhead they can call.
What we will not certify
We will not certify a forecast as a fact, or a related-party balance we have not seen contracts for. Banks prefer a narrow true statement to a wide hopeful one. That is also how this office prefers to sign.
Questions we are asked
Will every bank accept your letterhead?
Banks accept reports that answer their letter. We keep working papers behind every figure. We cannot promise a credit committee’s mood.
Do we still need a statutory audit?
Often yes. A facility certificate is not a substitute for the year-end opinion the zone or the mainland may still want.
How fast can you issue?
If the statutory file is already in this office, a facility certificate is days, not months. If we have never seen the books, we scope a proper engagement first.